Terms of Service

Last Updated: February 15, 2026

1. Acceptance of Terms

By accessing or using Ascent Academy's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

2. Educational Purpose

Ascent Academy provides educational content only. Nothing on our platform constitutes financial advice, investment advice, trading advice, or any other type of professional advice.

  • You should not rely on any information on the platform as a substitute for professional financial advice
  • You are solely responsible for your own financial decisions
  • Past performance does not guarantee future results
  • All investments carry risk, and you may lose money
3. Membership and Access

To become a member of Ascent Academy, you must:

  • Be at least 18 years of age
  • Provide accurate and complete registration information
  • Pay the required membership fee
  • Maintain the confidentiality of your account credentials
  • Accept responsibility for all activities that occur under your account
4. Payments and Fees

All fees are clearly stated on our platform before purchase:

  • Membership fee: A one-time access fee is required to join
  • Non-refundable: All membership fees are non-refundable
  • Payment processing: Payments are processed through secure third-party providers
  • Currency: All fees are stated in Singapore Dollars (SGD) or USDT equivalent
5. Prohibited Conduct

You agree not to:

  • Create fake accounts or manipulate the referral system
  • Use automated tools or bots to access our services
  • Misrepresent Ascent Academy or its offerings
  • Violate any applicable laws or regulations
  • Harass, threaten, or harm other members
  • Attempt to gain unauthorized access to our systems
  • Share your login credentials with others
6. Intellectual Property

All content on Ascent Academy, including text, graphics, logos, videos, and software, is the property of Ascent Academy and protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

7. Account Termination

We reserve the right to suspend or terminate your account at any time if:

  • You violate these Terms of Service
  • You engage in fraudulent or illegal activity
  • Your account is inactive for an extended period
  • We are required to do so by law

Upon termination, you will lose access to all content and any pending earnings may be forfeited.

8. Disclaimers and Limitations of Liability

ASCENT ACADEMY IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND.

  • We do not guarantee uninterrupted or error-free service
  • We are not liable for any financial losses you may incur
  • We are not responsible for third-party content or services
  • Our total liability to you shall not exceed the amount you paid for membership
9. Indemnification

You agree to indemnify and hold harmless Ascent Academy, its officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses arising from your use of our services or violation of these Terms.

10. Changes to Terms

We may update these Terms of Service at any time. Changes will be effective immediately upon posting. Your continued use of Ascent Academy after changes are posted constitutes your acceptance of the modified Terms.

11. Governing Law

These Terms are governed by the laws of Singapore. Any disputes arising from these Terms or your use of Ascent Academy shall be resolved in the courts of Singapore.

12. Contact Information

If you have questions about these Terms of Service, please contact us:

Email: legal@ascentacademy.sg

Location: Singapore

© 2025 Ascent Academy. Educational content only. Not financial advice.

Singapore · Empowering Financial Literacy